E-Statement Agreement

Sarasota Coastal Credit Union Electronic Records Consent Agreement:
You specifically consent and agree that we may provide all disclosures, agreements, contracts, periodic statements, receipts, modifications, amendments, and all other evidence of our transactions with you or on your behalf electronically (hereinafter all such documentation is referred to as "electronic record(s)"). We may provide you any or all electronic records at the e-mail address provided to us. We reserve the right to send any or all records to you in paper form to your current postal mailing address in our file.

You have a right to receive a paper copy of any of these electronic records if applicable law specifically requires us to provide such documentation. You may withdraw your consent and revoke your agreement to receive records electronically. To request a paper copy or to withdraw your consent and agreement to receive electronic records, write us at: P.O. Box 15407, Sarasota, FL 34277-1407. A fee to cancel this service or to request paper copies of these electronic records may be imposed as set forth in your Rate and Fee Schedule. This Agreement, including the validity of any signatures or consents, any claims or any disputes arising hereunder shall be construed in accordance with and governed by the Laws of the State of Florida.

Equipment and Software Requirements:
To receive electronic records and to access our internet banking service, you need a computer with ISP connection and Adobe Acrobat Reader 4.0 or higher. By requesting any electronic funds transfers, internet banking, other electronic services or transactions, by submitting any application or agreement to us electronically or by e-mailing us, you represent that you have such equipment and software and that you can download, access, read, review, print and store the electronic records we provide to you.

"E-mail " Communication:
You acknowledge and agree that the Internet is considered inherently insecure. Therefore, you agree that we have no liability to you whatsoever for any loss, claim or damages arising or in any way related to our response(s) to any e-mail or other electronic communication which we in good faith believe you have submitted to us. We have no duty to investigate the validity or to verify any e-mail or other electronic communication. We may respond to an e-mail communication provided by you to either the e-mail address provided with the communication or the e-mail address in your Internet Banking Agreement.

Any e-mail returned to us as undeliverable may be resent to you at any other e-mail address that we have in your file, unless you have previously informed us through electronic or written notice that an e-mail address is no longer valid.

Although we have no obligation to do so, we reserve the right to require authentication of e-mails or electronic communications. The decision to require authentication is in the sole discretion of the Credit Union. We will have no obligation, liability or responsibility to you or any other person or company if we do not act upon or follow any instruction to us if a communication cannot be authenticated to our satisfaction.