Sarasota Coastal Credit Union considers the making of loans to
members to be the most important element of our operation.

Sarasota Coastal Credit Union prices loans based on a credit score derived by a statistically valid model known as FICO or Beacon. The credit score is a well-established indicator of a person's creditworthiness and the model is constantly updated. Risk pricing is monitored and adjustments will be made. Sarasota Coastal Credit Union strictly adheres to both the letter and the spirit of the Equal Credit Opportunity Act (Regulation B).

Your rate of interest will always be based on your individual credit history. Members having the best credit will be offered our lowest rates. Members with a colorful credit history will be offered a rate that is commensurate with the additional risk and that rate is almost always lower than that offered at other financial institutions.

Check out our competitive loan rates and apply online.