Share Draft Account Options
Sarasota Coastal Credit Union offers several different Share Draft (checking) options so you can tailor your financial services to best suit your needs. Select the one that's right for you!
All checking accounts offer free Coastal PB (internet account access), free Bill Payer, free SARA (audio response), free Coastal Check Card (Visa debit card), free Notary Service, and free Overdraft privilege (if qualified). Your Coastal Check card allows you to access cash at any Publix Supermarket ATM (Presto Network) at no charge.
You can also reorder your checks online. Click here to order directly from Liberty.
Select the account that best suits your needs (effective May 1, 2008):
Your Checking
If you don't need an interest bearing checking account and prefer to come into the branches to do business face-to-face, then you'll enjoy the benefits of the Your Checking account. You may transact business in person with a teller and take advantage of no fee checking provided you maintain the balance requirements.
Features of the Your Checking Account:
- Monthly balance fee of $5.00 if your average daily balance falls below $500.00 during the month or combined deposit balance falls below $2,000.00 or outstanding loan balance falls below $7,500.00 at month end.
- Free teller assistance.
- Free transactions at SCCU, CU24 and Presto ATMs.
- Unlimited check writing ability.
- One free box of checks per year.
- Free Money Orders, Teller Checks, and Traveler's Checks.
Champion Checking
Knock out the hidden fees with an SCCU Champion Checking account! No worries about fees for writing too many checks per month or charges for teller-assisted transactions. Champion Checking is perfect for the member who wants a basic no-fee checking account. This is a non-interest earning account.
Features of the Champion Checking Account:
- Unlimited check writing ability.
- No monthly service charge.
- Your choice of either free monthly paper or e-statements.
- Free transactions at SCCU, CU24 and Presto ATMs.
- Two free monthly transactions at Foreign ATMs; $1.50/transaction after the 2 free transactions.
Coastal Premium
Does a checking account that earns interest appeal to you? If you want your money to work for you all the time and enjoy unlimited ATM usage and teller assistance, then you'll prefer Coastal Premium. This is a tiered product, so as the account balance increases the entire balance earns that higher rate.
Tier 1 - Daily balance is $25,000 or more
Tier 2 - Daily balance is less than $25,000 but $10,000 or more
Tier 3 - Daily balance is less than $10,000 but $2,500 or more
Tier 4 - Daily balance is less than $2,500
Features of the Coastal Premium Account:
- Free teller assistance.
- Free transactions at SCCU, CU24 and Presto ATMs.
- Your choice of free paper or e-statements.
- Unlimited check writing.
- One free box of checks per year.
- Dividends will be compounded and credited to your account every month.
High Yield Checking
If you keep more than $25,000 in your checking account, ask about our High Yield Checking Account. You can earn generous dividends on your checking account balance.This is a tiered product, so as the account balance increases the entire balance earns that higher rate.
Tier 1 - Daily balance is $150,000 or more
Tier 2 - Daily balance is less than $150,000 but $50,000 or more
Tier 3 - Daily balance less than $50,000 but $25,000 or more
Tier 4 - Daily balance less than $25,000
Features of the High Yield Checking Account:
- If the monthly average balance falls below $1,500.00, there will be a monthly service charge of $9.00.
- Dividends will be credited and compounded to your account monthly.
- Free teller assistance.
- Free transactions at SCCU, CU24 and Presto ATMs.
- Unlimited check writing.
- Free outgoing wire transfer - domestic or international.
- Free Overdraft or Non-sufficient funds fee refund - two (2) per year.
See our Rateboard for current dividend rates.
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